Skip to main content

Finance options

At IKEA, we want to ensure that everyone can create a home that matches their style and personality, not just their budget. That’s why we offer you a range of finance options to help you make your dream home a reality.


Instalment Payment Plan (IPP)

0% interest. 100% interested?

We have flexible payment options from as low as RM500 to make it easy & affordable to get the home you dream of.

Online purchases

Currently, we offer tenures of 6, 12 and 24 months to Maybank credit card holders. Add your favourite items to your cart and choose our Instalment Payment Plan at checkout as per the image above. 

  • 6 months for a minimum of RM500. Valid for Maybank only.

  • 12 months for a minimum of RM1000. Valid for Maybank only.
  • 24 months for a minimum of RM1000. Valid for Maybank only.

In-store purchases

Exclusively for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

  • 6 months for a minimum of RM500. Valid for all participating banks.

  • 12 months for a minimum of RM500. Valid for UOB Bank only.
  • 12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.

  • 24 months for a minimum of RM1000. Valid for all participating banks.

*This applies to the total purchase value of a minimum of RM500 in a single receipt.
*Applicable for VISA and MASTERCARD from selected banks only.
*Terms and conditions apply.


Frequently asked questions (FAQ)

  • Yes, we offer an instalments payment plan with 0% interest as below:

    Online purchase

    We only offer tenures of 6, 12 and 24 months to Maybank credit card holders.

    • 6 months for a minimum of RM500. Valid for Maybank only.

    • 12 months for a minimum of RM1000. Valid for Maybank only.
    • 24 months for a minimum of RM1000. Valid for Maybank only.

    *You can apply for finance on all IKEA products (except IKEA Food), including your delivery/collection or kitchen installation. ​

    In-store purchase

    Applicable for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

    • 6 months for a minimum of RM500. Valid for all participating banks.

    • 12 months for a minimum of RM500. Valid for UOB Bank only.
    • 12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.

    • 24 months for a minimum of RM1000. Valid for all participating banks.

    *Terms & conditions apply
    *You can apply for finance options on all IKEA products (except IKEA Food), including your delivery/collection or kitchen installation. ​

  • You can use it on all our products except IKEA Food products purchased at the Swedish Food Market, Swedish Restaurant and Swedish Bistro. Please note that installation and delivery/collection services can be included in the loan amount when applying for a loan.​​


Delivery service

We deliver straight to your doorstep

Find out more

Click & Collect

Orders that you pick up yourself

Learn more

Assembly

We can build your IKEA furniture for you

Find out more